Forewarmed is forearmed

“Forewarmed is forearmed,” says the wise proverb. In the view of the life situations that can change our life 180 degrees, it is worth to protect yourself. Insurance companies offers many types of insurance and it depends only on us what and how we want to insure ourselves.

We can buy an insurance which covers almost everything: our life, our car, the company we run, the place of residence, the journey we are going to, and – of course – our health. Depending on what insurance company we choose, the type and rate of insurance, as well as its terms, will be provided slightly different. The largest companies of this type are: PZU, Warta, Axa, Compensa, Genarali, Proama, Link4, Allianz, Ergo Hestia. When choosing insurance, it is worth to take an advantage of the advice of professionals. Thanks to them we won’t overpay and get beneficial conditions. In the event of a threat, we will get financial help or other (eg road), but not always in the same short time.

Insurance due are also worth converting first. Really conscious person will first get acquainted with the entire contents of the contract. The question about insurance discounts is mandatory, because insurance agents do not always be willing to inform us about them. The truth is that what amount we get for an event such as flooding an apartment or breaking a leg depends on our negotiating abilities and the conditions set by insurer. Some insurance companies offer applications sent by internet, but it’s definitely better to go to the office in person. Not so far it was decided whether it is worth using insurance intermediaries, i.e companies, which offer insurance services for many different companies.

Personally I think it is not good, but also not so bad in some aspects, but it is much better to contact the final insurer just to have information from the first hand. However, in these companies we will be able to compare the offers of various insurance companies, which is an unquestionable advantage – thanks to that you will be able to compare an offer and choose the best one. An important issue for every apartment owner is its security. And that can be ensured by OC insurance (liability). The tenant should also have insurance. Such insurance will cover most of the accidents that will affect the apartment. OC concerns damage caused by animals raised at home, those caused by doing sports, flooding the apartment and many other circumstances. Every damage resulting from these actions will be compensated. Not only overly cautious people insure themselves. We never know what we will meet, and our property and subjects impossible to valuate like health or life, in the consciousness of everyone who can afford it, they should stay somehow secured. Let’s just remember that the damage is usually irreversible, and that’s what we can get after their incident will only provide compensation.